Get Ncua Camel Rating

The NCUA Camel Rating system provides a structured approach to assess the financial condition and operational stability of credit unions. This guide will help you navigate the process of completing your Camel Rating online, ensuring clarity and accuracy throughout each section of the form.

Follow the steps to complete the NCUA Camel Rating form online.

1. Press the ‘Get Form’ button to access the Camel Rating form and open it in your preferred editor.
2. Begin with the 'General Information' section. Here, enter your credit union's name, address, and contact information. Ensure that all details are accurate and up to date.
3. Next, move on to the 'Capital Adequacy' section. Input your calculated net worth and total assets, following the specific formulas provided in the Camel Rating guide.
4. Proceed to the 'Asset Quality' component. Enter relevant ratios such as delinquent loans relative to total loans and net charge-offs against average loans. Verify calculations against your financial records.
5. Continue to the 'Management' section. Provide information regarding your credit union's management practices and strategies. Include supporting data relevant to operational efficiency and risk management.
6. Fill out the 'Earnings' portion. Report figures related to your credit union's return on average assets and provide context for earnings trends.
7. Move to the 'Asset/Liability Management' section. Enter details about interest rate risk exposure and liquidity management practices. Highlight your contingency plans for funding.
8. After completing all sections, review the form for accuracy. Make any necessary corrections and ensure that you’ve provided comprehensive information.
9. Once satisfied with your entries, save any changes. You can then choose to download, print, or share the form as needed.

Complete your NCUA Camel Rating online to ensure compliance and effective oversight.