Get Application For Long-term Loan Or Guarantee - Export-Import Bank Of ... - Exim

EXIM's Working Capital Loan Guarantee can empower exporters to unlock cash flow to fulfill sales orders and take on new business abroad. With EXIM support, exporters can borrow more with the same collateral, secure performance and bid bonds necessary to win projects, and increase their global competitiveness.

EXIM Direct Loans Provide: Fixed-rate financing with interest rate set at the Commercial Interest Reference Rate (CIRR). Coverage for 100 percent of commercial and political risks. Financing of up to 30 percent of local costs in addition to the U.S. exports.

Exim Bank was established by the Government of India, under the Export-Import Bank of India Act, 1981 as a purveyor of export credit, mirroring global Export Credit Agencies.

A Working Capital Loan is one that is availed of to fund the day-to-day operations of a business, ranging from payment of employees' wages to covering accounts payable. Not all businesses see regular sales or revenue throughout the year, and sometimes the need for capital to keep the operations going may arise.

The EXIM Supply Chain Finance Guarantee (SCFG), offered to lenders, assists U.S. exporters and their suppliers through accounts receivable financing. It is designed to increase liquidity in the supply chain and provide suppliers, particularly small businesses, with access to capital faster and at a lower cost.

What Is a Working Capital Loan? A working capital loan is a loan that is taken to finance a company's everyday operations. These loans are not used to buy long-term assets or investments and are, instead, used to provide the working capital that covers a company's short-term operational needs.

A Working Capital Guarantee allows you to finance your company's current operating expenses. We assume the majority of your bank's risk, and with us behind you, it is more attractive for your bank to give you credit.

The Working Capital Guarantee Program allows exporters to obtain short-term loans from commercial banks that are guaranteed by the Ex-Im bank. This protects the commercial banks against default risk of the exporter and makes it easier for exporters to obtain loans.