Get Hired/non-owned Auto

Filling out the Hired/Non-Owned Auto application online can seem daunting, but with careful guidance, the process becomes straightforward. This guide will help users understand each section of the form and ensure accurate completion.

Follow the steps to effectively complete the Hired/Non-Owned Auto application.

1. Press the ‘Get Form’ button to access the application form and open it for editing.
2. Begin by entering the named insured's full name and complete address, including city, state, and zip code. This identifies the entity applying for insurance.
3. Specify the effective date of coverage by entering the start and end dates. This indicates the duration for which the insurance is required.
4. Choose the limit of liability by selecting an option, such as $1,000,000, $500,000, or $300,000, or enter a different limit if applicable.
5. Provide a brief description of operations, including any relevant activities like sales or delivery receipts.
6. Answer whether the named insured owns or leases vehicles for more than six months. If yes, indicate whether these vehicles are covered by a separate Business Auto Policy.
7. List the states in which you operate to inform the insurer about your geographic coverage.
8. Indicate your current carrier and the expiring premium to allow for coverage comparison.
9. State how many people are employed and how many volunteers assist in your operations.
10. Answer whether employees or volunteers use their personal vehicles for company business. If yes, provide the total reimbursement for business miles.
11. Fill out the grid to detail the number of employees and volunteers using their personal autos according to their daily usage.
12. Determine if employees or volunteers under 21 years old are using vehicles on company business and provide details.
13. Answer whether non-owned autos will be other than private passenger types and elaborate if applicable.
14. Clarify if employees or volunteers transport non-employees as part of their business activities.
15. Indicate if employees and volunteers are required to carry their own auto liability insurance and specify the minimum required limits.
16. State if proof of insurance is mandatory before employees or volunteers use their vehicles for business, including how often this proof is updated.
17. Clarify whether motor vehicle records are reviewed for employees and volunteers before they are authorized to use vehicles.
18. Answer whether employees or volunteers utilize their vehicles beyond a 75-mile radius and provide necessary details.
19. Indicate whether you hire autos to transport persons or property, along with expected annual spending on hired autos.
20. Describe the purpose of hired autos and their typical usage, including the types of autos usually hired.
21. Complete claim or loss information for any previous incidents related to non-owned automobiles in the last five years.
22. Select or reject uninsured and underinsured motorist coverage options, understanding the implications of each choice.
23. Sign the declaration, confirming the accuracy of the information provided in the application.
24. Review the entire form for accuracy before saving. Users can choose to save changes, download, print, or share the completed application.

Complete your application for the Hired/Non-Owned Auto insurance online to ensure adequate coverage.