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E holder to repay the amount owed. E. If I have been convicted of, or pled nolo contendere (no contest) or guilty to, a crime involving fraud in obtaining funds under Title IV of the Higher Education Act of 1965, as amended, (HEA), I have completed the repayment of the funds to the U.S. Department of Education (ED) or to the loan holder in the case of a Title IV federal student loan. 13. For each Direct Subsidized Loan and Direct Unsubsidized Loan I receive under this MPN, I make the following.

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