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THE BY-LAWS (AS AMENDED) OF THE BUTTE FEDERAL CREDIT UNION. ACKNOWLEDGEMENT OF RECEIPT AND ACCEPTANCE OF TRUTH-IN-SAVINGS DISCLOSURE By signing below, I acknowledge that I have received a copy of the Credit Union's Truth-in-Savings Disclosure ("Disclosure") and that I have received a copy of the current Rate and Fee Schedule. All the terms, conditions and information contained in the Disclosure and any amendments or addendums thereto are by this reference incorporated in their entirety into thi.

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