Get Mysavingsatwork

Fidelity and NetBenefits use the same login credentials for the most part, streamlining your experience when managing your Mysavingsatwork account. After logging into Fidelity, you can access NetBenefits with the same username and password. This unified approach simplifies your financial management, making it easier to keep track of your investments.

To access your Fidelity NetBenefits account, visit the Fidelity website and click on the NetBenefits link. Enter your username and password to log in. If you’re new to Mysavingsatwork and don’t have an account yet, you can easily register by following the prompts on the login page to get started.

NetBenefits is a service platform provided by Fidelity that offers account access and information for your retirement and savings plans. When using Mysavingsatwork, you can manage your accounts through the NetBenefits interface, gaining insight into your financial portfolio powered by Fidelity's expertise. Understanding this distinction helps you navigate your financial journey more effectively.

NFS, or National Financial Services, is not the same as Fidelity, although it is a subsidiary of Fidelity Investments. When you engage with services like Mysavingsatwork, you may notice that NFS acts as a broker for various financial assets under the Fidelity umbrella. This means your accounts might be managed differently, but you still benefit from Fidelity's tools and resources.

If you have an account on NetBenefits, use the same username and password. For U.S. employees, your username (up to 15 characters) can be any customer identifier you've chosen or your Social Security number (SSN). If you use your SSN to log in, please create a personalized username for added security.

401(k) withdrawals Pros: You're not required to pay back withdrawals and 401(k) assets. Cons: Hardship withdrawals from 401(k) accounts are generally taxed as ordinary income. Also, a 10% early withdrawal penalty applies on withdrawals before age 59½, unless you meet one of the IRS exceptions.

Both sites are part of Fidelity Investments and have information about your plans and accounts, and each site is accessible from the other, so you can easily jump between them. NetBenefits.com is where you can view your plan's details before your shares or cash is distributed to you.

If you no longer work for the company that provided the 401(k) plan and you left that employer at age 55 or later but still maintain a 401(k) account, you can take early withdrawals beginning at age 55 without a penalty.

The processing time for your withdrawal depends on the method you use to withdraw your money. If you choose to transfer your money electronically to another account, such as a checking or savings account, your withdrawal should process within 1 to 3 business days if you submit your request by 4 p.m. ET.