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Ative clarifications to the Home Affordable Modification Program (HAMP), the Home Affordable Unemployment Program (UP), the Second Lien Modification Program (2MP), the Home Affordable Foreclosure Alternatives Program (HAFA), Treasury Federal Housing Administration - HAMP (Treasury FHA-HAMP) and the Treasury/FHA Second Lien Program (FHA2LP). The guidance in this SD applies only to Non-GSE loans and does not cover loans that are owned or guaranteed by Fannie Mae or Freddie Mac, or insured or guara.

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