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This amount may change. MULTISTATE FIXED/ADJUSTABLE RATE NOTE WSJ One-Year LIBOR-- Single Family Fannie Mae Uniform Instrument Form 3525 6/01 page 1 of 6 C Monthly Payment Changes Changes in my monthly payment will reflect changes in the unpaid principal of my loan and in the interest rate that I must pay. The Index is the average of interbank offered rates for one-year U.S. dollar-denominated deposits in the London market LIBOR as published in .

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