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R," as applicable. Co-Borrower information must also be provided (and the appropriate box checked) when the income or assets of a person other than the Borrower the income or assets of the Borrower's spouse or other person who has (including the Borrower's spouse) will be used as a basis for loan qualification or community property rights pursuant to state law will not be used as a basis for loan qualification, but his or her liabilities must be considered because the spouse or other person.

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