Get Fact Act Request Form
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How to fill out the Fact Act Request Form online
Filling out the Fact Act Request Form allows you to request your free credit report from major consumer reporting companies. This guide provides clear instructions on how to complete the form online, ensuring that all necessary information is included for efficient processing.
Follow the steps to successfully complete the Fact Act Request Form online.
- Click ‘Get Form’ button to obtain the form and open it in the editor.
- Begin by entering your date of birth in the designated section. Ensure that you format it correctly, providing the month, day, and year.
- Next, input your social security number. Format it as three digits, followed by two digits, and then four digits, using the appropriate fields provided.
- Fill in your first name, middle initial, and last name in the specified fields. Remember to write in printed capital letters for clarity.
- Complete your current mailing address, including house number, street name, apartment number if applicable, city, state, and zip code.
- If you have changed your address within the last two years, provide your previous mailing address as instructed, including all relevant details.
- In the section regarding which credit report you would like to receive, shade the circles for Equifax, Experian, and/or TransUnion as appropriate.
- If you prefer your credit report to show only the last four digits of your social security number for security reasons, shade the appropriate circle.
- After reviewing all the information provided for accuracy, save your changes in the online form. Ensure you follow any prompts for downloading or printing if necessary.
- Finally, prepare the form for submission. If needed, fold it (do not staple or tape), place it into a #10 envelope, affix required postage, and mail it to the address specified.
Complete your Fact Act Request Form online and secure your credit report today.
The Fair Credit Reporting Act (FCRA) requires organizations to promote fairness in consumer credit reporting. It mandates the accurate reporting of consumer information and ensures that individuals can dispute inaccurate entries. Consumers have the right to access their reports and seek corrections. By using the Fact Act Request Form, individuals can request their reports and ensure their credit information is accurate and reliable.
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