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Get General Liability Quote

BOP/GENERAL LIABILITY QUICK QUOTE FORM RIC INSURANCE GENERAL AGENCY, INC P.O. Box 12279 Santa Rosa, CA 95406 Phone: 888-693-7892 Fax: 866-577-7595 Email app to: admitted ric-ins.com Please Type or.

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Liability insurance provides protection against claims resulting from injuries and damage to people and/or property. Liability insurance covers legal costs and payouts for which the insured party would be found liable. Provisions not covered include Intentional damage, contractual liabilities, and criminal prosecution.

Your business is sued by an individual or business for slander or libel. Another business sues your business for using their advertising idea. One of your advertising/marketing materials is sued for copyright infringement. Your business is sued by another business for product disparagement.

General liability insurance covers a lot for a business but it doesn't cover everything. It won't cover business-related auto accidents, employee injuries and illnesses, damage to your business property, mistakes in professional services, claims that exceed your policy limit or illegal acts by you or your employees.

On average, small business owners pay a few hundred to $1,000 dollars annually for $1 million of liability insurance coverage. However, liability insurance costs vary across businesses depending on factors like your: Payroll size. Claims history.

Bodily injuries that your business may have caused. This can include customer slip and falls. General liability coverage can help pay for their medical expenses. Property damage from employee accidents, like breaking a client's windows while working at their home.

For example, a hairstylist mops her ceramic foyer but fails to warn customers of the slippery conditions, and a customer slips and breaks her leg. The customer's bodily injury claim for damages, pain, suffering and medical costs falls under commercial general liability coverage.

For example, a hairstylist mops her ceramic foyer but fails to warn customers of the slippery conditions, and a customer slips and breaks her leg. The customer's bodily injury claim for damages, pain, suffering and medical costs falls under commercial general liability coverage.

For most businesses, GL insurance rates are priced per $1,000 in gross sales or revenue. For many contracting companies, it is priced per every $1000 in payroll. Some other businesses may have coverage based on the square footage of their facility depending on the insurance company pricing the business.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232