Get Uniform Residential Loan Application 2020-2025

The Uniform Residential Loan Application is a critical document for individuals seeking a residential mortgage. This guide offers step-by-step instructions to help you confidently complete the form online.

Follow the steps to complete your application with ease.

1. Click ‘Get Form’ button to access the application and open it in an online editor.
2. Fill in your mortgage type and loan terms in Section I, including the mortgage applied for, amount, interest rate, and loan type. Make sure to provide accurate details to ensure proper processing.
3. In Section II, provide the property information, including the address, number of units, legal description, and year built. Indicate the purpose of the loan, whether it's for purchase, refinance, or construction.
4. Section III requires personal information for both the Borrower and Co-Borrower. Complete the names, Social Security numbers, phone numbers, dates of birth, and employment details accurately.
5. In Section IV, provide your employment details. Include the name and address of employers, positions held, and length of employment. If self-employed, indicate accordingly.
6. Section V focuses on your income and housing expenses. Disclose gross monthly income along with any additional income sources. Be thorough to ensure an accurate assessment.
7. Complete Section VI regarding your assets and liabilities. List your bank accounts, investments, and outstanding debts. Use continuation sheets if necessary for additional information.
8. In Section VII, detail the transaction specifics such as purchase price and any additional costs or fees associated with the loan.
9. Section VIII includes various declarations. Answer truthfully regarding any legal obligations, bankruptcies, or loans to ensure compliance.
10. Lastly, acknowledge and sign the application in Section IX, ensuring that all information provided is truthful and correct. Save your changes, and you can then download, print, or share your completed application.

Start your application today and complete your documents online for a streamlined mortgage process.