Get Full Risk Based Pricing Framework

This guide provides you with clear and step-by-step instructions on how to fill out the Full Risk Based Pricing Framework. Designed to be user-friendly, this guide aims to help all users navigate the online application process efficiently.

Follow the steps to complete the Full Risk Based Pricing Framework online

1. Press ‘Get Form’ button to access the Full Risk Based Pricing Framework and open it in your preferred online editor.
2. Begin with the 'Loan Particulars' section. Enter your HL account number and indicate if there is an additional loan by selecting ‘Yes’ or ‘No’. Select the desired re-pricing period by ticking the appropriate box for 3, 5, 10, or 15 years.
3. If applicable, specify if re-pricing should be applied on the additional loan or original loan. Indicate whether you have availed of restructuring by selecting between ‘With PDC’ or ‘Without PDC’.
4. In the 'Mode of Payment' section, choose your preferred payment method: Salary Deduction, Over-the-Counter, Cash/Check, or Post-Dated Checks.
5. Complete the 'Property Location' section accurately. Provide details for unit/room no., building name, subdivision, lot no., barangay, municipality/city, street name, and province/state, including the country if applicable.
6. Next, fill out the 'Borrower’s Data'. Include your last name, first name, name extension, citizenship, middle name, date of birth, sex, marital status, and permanent home address.
7. Provide your contact details, including your country code, area code, telephone number, present home address, cell phone number, and email address.
8. Proceed to the 'Home Ownership' section to indicate your housing status: Owned, Mortgaged, Living with relatives/parents, or Rented.
9. Input your employer/business name, years of stay at the present home address, and provide relevant contact details such as TIN and employer/business address.
10. Fill in occupational details and industry categories, selecting from the options provided.
11. In the 'Spouse’s Personal Data' section, repeat the process, entering the spouse's details as required.
12. List the gross monthly income for both you and your spouse, detailing the sources and submitting any relevant income documentation.
13. Complete the 'Bank Accounts' section by listing your three most active bank accounts, including account details.
14. In the 'Credit Cards Owned' section, indicate your three most active credit cards and their respective details.
15. Document any real estate owned, including type, location, acquisition cost, TCT number, market value, and rental income.
16. List any outstanding credits/loan availments, specifying creditor details and the amounts involved.
17. Finally, review the certification section and provide your signature, along with the date, to validate the information provided.
18. At the end, ensure all changes are saved, and you may choose to download, print, or share the form as needed.

Complete your Full Risk Based Pricing Framework online efficiently and accurately today!