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  • Guidelines For E-money Issuers In Ghana 2020

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In Ghana, mobile money services are provided by telecommunications companies like MTN Ghana, Vodafone, and AirtelTigo. The Bank of Ghana reports that the cheques cleared for mobile money transactions amounted to US$2.82 Billion for January 2021.

Mobile money transactions has emerged as the most preferred digital payment method in Ghana ing to a research conducted by a Research Team at Stanbic Bank Ghana. ing to the report, the number of mobile money subscribers increased by 15% in 2020 with an estimated value of transactions at GHS589 billion.

The major digital payment channels in the country are mobile money platforms and mobile apps, internet banking, digital wallets, e-checks, Unstructured Supplementary Service Data (USSD), and electronic funds transfers. MasterCard and Visa offer debit/credit cards that deduct from bank accounts, as well.

What are Electronic Money Institutions (EMI)? Electronic Money Institutions (EMIs) are the digital alternative of banks, operating through an online platform and licensed to manage transactions and issue debit cards. EMI clients can use either the platform or their issued debit card to carry out payment transactions.

Dedicated electronic money issuers Airtel Mobile Commerce (Ghana) Limited. GCB G-Money. Yup Ghana Limited. Vodafone Mobile Financial Services Limited. ADVERTISEMENT. Zeepay Ghana Limited.

While there are no international standards for the regulation and supervision of EMIs, many countries have put in place well-developed legal frameworks for e-money and require a license and compliance with prudential standards to operate as an EMI (IMF 2021).

The MPC also took additional measures including raising the primary reserve requirement of banks from 12% to 15%. This is to be implemented in a phased manner. Therefore, the reserve requirement will go up to 13% from September 1st, 2022 and subsequently to 14% by October 1st, 2022 and then 15% by November 1st, 2022.

What are Electronic Money Institutions (EMI)? Electronic Money Institutions (EMIs) are the digital alternative of banks, operating through an online platform and licensed to manage transactions and issue debit cards. EMI clients can use either the platform or their issued debit card to carry out payment transactions.

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© Copyright 1997-2025
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232