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How to fill out the Conventional Loan Contingency Exhibit online

The Conventional Loan Contingency Exhibit is an essential document in real estate transactions that outlines the buyer's intention to secure a conventional loan. This guide will provide you with step-by-step instructions for completing the form online, ensuring a smooth and accurate submission process.

Follow the steps to fill out the Conventional Loan Contingency Exhibit with confidence.

  1. Click the ‘Get Form’ button to obtain the form and open it in the editor.
  2. In the first section, enter the loan amount for the first mortgage loan by specifying the percentage of the purchase price. If applicable, also fill in the amount for the second mortgage loan.
  3. Specify the loan term for both mortgage loans, indicating the number of years you intend for each.
  4. Select the interest rate type by indicating whether the interest rate is fixed or adjustable for both loans.
  5. Identify the source of the loans by selecting either 'Institutional' or 'Seller' as appropriate.
  6. If you have an approved mortgage lender, enter their details in the designated space. If you do not have one, you may apply with any licensed institutional lender in Georgia.
  7. In the next section, acknowledge your ability to apply for different loans than those listed, if desired.
  8. Notify the seller promptly if you intend to proceed with a specific loan application.
  9. Understand the financing contingency by noting that you have seven days to determine your ability to obtain the loans.
  10. Complete any additional requirements as needed, including the submission of a loan denial letter if applicable.
  11. Finally, review all entries for accuracy, then save changes, download, print, or share the completed form as needed.

Complete your Conventional Loan Contingency Exhibit online today to streamline your real estate transaction.

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A contingency timeline outlines the critical deadlines within a real estate contract, particularly regarding financing. It defines when the buyer must secure financing, make necessary disclosures, and notify the seller of any issues. Understanding this timeline helps prevent misunderstandings and supports a smoother transaction.

A finance contingency is standard in real estate transactions. Buyers most likely want to include this contingency if they plan on paying for the property with a mortgage or loan. It allows them to terminate the deal with no penalty if their financing falls through. Also typical is an appraisal contingency.

An appraisal contingency can be part of a cash purchase or a conventional loan. With a VA or FHA loan, the appraisal contingency is automatically built-in to the financing contingency. With a conventional loan, it is a separate contingency.

A mortgage contingency – also known as a financing contingency or a loan contingency – is a clause that allows buyers to cancel the contract of the home purchase without penalty and receive a refund of their earnest money deposit if they're unable to secure a mortgage.

As an appraisal contingency example, if you agree to buy a home for $200,000, but the appraised value comes in at only $190,000, the lender will not give you a loan for the property unless you cover the difference.

Contingencies can include details such as the time frame (for example, “the buyer has 14 days to inspect the property”) and specific terms (such as, “the buyer has 21 days to secure a 30-year conventional loan for 80% of the purchase price at an interest rate no higher than 4.5%”).

A contingency period typically lasts anywhere between 30 and 60 days. If the buyer isn't able to get a mortgage within the agreed time, then the seller can choose to cancel the contract and find another buyer. This timeframe may be important if you encounter a delay in getting financed.

What Does Loan Contingency Mean? Loan contingencies (also known as mortgage contingencies or financing contingencies) are clauses included in home sale agreements that protect the buyer from losing their earnest money if their home loan is not approved in time.

“This clause asserts that your offer is dependent on being able to secure financing. If you remove it, you may not get your deposit back if you cannot obtain a loan,” says Herman. So, if you're like most buyers and plan on financing your home purchase with a mortgage, you should never remove the financing contingency.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
Privacy Notice
Legal Hub
Content Takedown Policy
Bug Bounty Program
About Us
Help Portal
Legal Resources
Blog
Affiliates
Contact Us
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate WorkFlow
DocHub
Instapage
Social Media
Call us now toll free:
+1 833 426 79 33
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232