Remove Fillable Fields Legal Nevada Garnishment Forms For Free

If a court has awarded judgment to your creditor and garnishment is part of the plan, here are some potential ways to get rid of it. Pay Off the Debt. Work With Your Creditor. Find a Credit Counselor. Challenge the Garnishment. File a Claim of Exemption. File for Bankruptcy.

NRS § 17.214 sets forth the process for renewing judgments. Even though the judgment itself is valid for a six-year period, it must be renewed before it expires. The statute requires the renewal process to begin within 90 days before the date the judgment expires .

If you were served with a summons and complaint you may discover that a default judgment was entered against you for the first time when your wages or bank accounts are garnished. To stop the garnishment and seek to have your day in court, you can file a Motion to Vacate.

For example, if you make $500 per week in disposable income, only $125 of that amount can be subject to garnishment. This is because 25% of $500 is equal to $125, which is less than the amount your wages surpass 30 times the federal minimum wage ($217.50).

Federal law limits how much judgment creditors can take. The garnishment amount is limited to 25% of your disposable earnings for that week (what's left after mandatory deductions) or the amount by which your disposable earnings for that week exceed 30 times the federal minimum hourly wage, whichever is less.

File a Claim of Exemption Another way to get rid of the garnishment, or at least reduce it, is to claim that some or all of your income is exempt from the garnishment. For example, if your income is already being garnished by another order, it could reduce the impact of any new garnishments.

Explain Your Financial Situation In the letter, briefly explain why you cannot continue with the garnishment. For example, mention if you've experienced financial hardship, job loss, or medical emergencies. Attach any documents, like medical bills or unemployment notices, that support your claim.

To stop the garnishment and seek to have your day in court, you can file a Motion to Vacate. This form is available in the Forms section of the Civil Law Self-Help Center's website. You can find one on this website under Motion to Vacate (never served).

Nevada law exempts (protects) the greater of following from garnishment for any workweek: 82% of the disposable earnings of a judgment debtor during that week if the gross weekly salary or wage of the judgment debtor on the date the most recent writ of garnishment was issued was $770 or less.