Copy & Paste Text Legal Oregon Garnishment Forms For Free

Stop Oregon wage garnishment with a claim of exemption Use the Claim of Exemption form from the Oregon State Courts website or the court clerk's office in the county where the garnishment is taking place. Fill out the form and provide all required information, including the specific exemptions you claim.

Key takeaways. The statute of limitations to collect on a debt in Oregon is generally six years. Once the statute of limitations lapses, a creditor is generally prohibited from suing you to try and collect on that debt.

There are two exemptions that apply to the debtor's wages. The normal wage exemption protects 75 percent of a person's wages after required payroll taxes (ORS 18.385(1)). The minimum wage exemption requires that a person makes a minimum amount before their wages are subject to garnishment (ORS 18.385(2)).

Oregon law does limit how much creditors can claim from someone's paycheck. Typically, the maximum amount that they can intercept is 25% of an individual's disposable income. However, those with particularly low income may not be at risk of a garnishment.

The following are the most commonly used statutes of limitations, but be sure to check Chapter 12 to make sure the limitation period has not changed: 1 year Garnishments (1 year from delivery of writ) 2 years Negligence for injury to person or damage to property.

In almost all states, however, garnishment for child support takes precedence. If an employee has multiple garnishments for child support, the most recently issued orders takes precedence.

At a minimum, your written objection to the garnishment should include the following information: the case number and case caption (ex: "XYZ Bank vs. John Doe") the date of your objection. your name and current contact information. the reasons (or "grounds") for your objection, and. your signature.

You can reply to show the court clarifying facts, documents, or other evidence to support your Claim of Exemption. Your reply must be filed at least five court days before the hearing. You can use a Declaration (form MC-30) to write your reply. If you need more space, use Additional Page (form MC-020).

Dear (Creditor's Name), I am writing to formally request the cessation of wage garnishment related to my account number (Your Account Number). Due to (briefly explain your situation, eg, ``a recent job loss'' or ``significant financial hardship''), I am unable to meet my current financial obligations.