Convert To Excel Legal South Carolina Garnishment Forms For Free

In general, South Carolina law prohibits most private parties from garnishing your wages for consumer debt. As a result, most creditors cannot seek garnishment of your wages for credit card debts, purchases of goods on store credit, cash advances and other forms of consumer debt.

But you can still fall victim to wage garnishment if you owe taxes and spousal or child support. A garnishment order from your previous state of residence can also follow you into South Carolina. Stop garnishment or reduce the amount by filing an exemption claim, disputing the order, or filing bankruptcy.

Willfully fails to pay a support obligation with respect to a child who resides in another State, if such obligation has remained unpaid for a period longer than 2 years, or is greater than $10,000.

South Carolina law permits creditors to execute bank levies against debtors, but exempts certain types of accounts and monies from seizure. The procedure in South Carolina to obtain funds in an account is usually via a supplemental hearing in state Equity Courts to enforce a civil judgment against a debtor.

Residents of South Carolina fall under the Federal Debt Collections Protection Act, which prohibits collection agencies from harassing borrowers or using unfair or misleading tactics to collect debts.

Summary Court in South Carolina is also known as Magistrate Court - the Judge is called a Magistrate. Credit card companies, finance companies and other debt collectors (called "creditors") can file lawsuits to collect debt from you in these courts if the amount is less than $7500.

Keep in mind: In South Carolina, a creditor's ability to collect under a judgment lien will be affected by a number of factors -- including a fixed amount of value that won't be touchable if the property is the debtor's primary residence (called a homestead exemption), other liens that may be in place, and any ...

The state of South Carolina is one of four states that does not permit wage garnishment. However, state law does permit creditors to pursue garnishment against your bank account, effectively freezing your assets.

Rule to Show Cause Filing Procedure The party seeking a Rule to Show Cause must also identify the relief that he or she is seeking. Once the Order and Rule to Show Cause has been signed by a judge and a hearing date has been set, it must be personally served on the respondent at least 10 days prior to the hearing.