Add Required Fillable Fields Legal Maryland Bad Checks Forms For Free

Section 8-106(b). If an individual procures property or services with a value less than $500 by issuing or passing bad checks then the individual is guilty of a misdemeanor punishable by up to 18 months in prison and/or a fine of up to $100.

The law makes it a crime to knowingly write a check for which there is insufficient funds in the bank. That's why running all checks through TrueChecks® to verify the account status and look for any alerts is a great prevention method for these bad checks.

Make no mistake about it, writing bad checks is always illegal. However, just about every state has a statute of limitations (SoL) on the collection of bad checks; typically 2 or 3 years.

Penalties If filed as a misdemeanor, the maximum sentence is a year in jail and substantial fines. If filed as a felony, the potential sentence is three years in prison. A bad check case will always be a misdemeanor if all of the following conditions are true: The amount of the bad check was $450 or less.

A bad check is any kind of check that can't be cashed. A bounced check is a specific type of bad check, one that can't be cashed because there are not sufficient funds in the issuer's account to cover the transaction.

However, if you intentionally bounce bad checks, you could face criminal prosecution and jail time. In other words, PC 476a makes it a theft crime to present a check to a business when you know there are insufficient funds in the account – and you had the intent to commit fraud.

If they were using a check for something less than a $100, then it would be a misdemeanor and would carry a maximum jail sentence of 90 days and also a fine. If they were trying to get services that were at least $10,000, then the crime is a felony and the maximum penalty is increased to 15 years.

A bad check for an amount of $200 and below $500 constitutes a misdemeanor of the third degree. If the amount of the check is for $500 but less than $1,000, the offense is graded as a misdemeanor of the second degree.

When a bank cannot process a check due to insufficient funds, it may deduct a non-sufficient funds (NSF) fee from the account. Additionally, if the bank temporarily covers the check, it may charge an overdraft fee. These fees can quickly accumulate, especially if multiple checks bounce from the same account.