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The declaration page is the first part of your workers compensation policy. It is the section that describes your estimated payrolls, classifications, discounts, rates and credits on your workers compensation policy. This is also where the insurance company establishes your deposit premium for the policy period.

You can receive treatment until you're healed or the case has settled. The next category of benefits that injured workers have a right to is temporary weekly benefits. Here, the workers' compensation insurance carrier is obligated to compensate you for any time you're off work due to your injury.

For example, California pays benefits for up to 104 weeks for most injuries, and up to 240 weeks for severe conditions. Workers' comp will also end if you return to work.

Some states limit the length of time an injured worker can receive temporary benefits. This range can be three to seven years. That said, there is not usually a limit on permanent disability benefits. However, some states do stop weekly benefits when employees reach the age of 65.

But they're afraid they will lose benefits if they quit a job while on workers' comp. In fact, if you are receiving workers' comp benefits for a workplace injury, you should be able to resign from your current job without losing benefits. Leaving a job doesn't automatically end a workers' comp claim.

Medical professionals will document the extent of your injury for consideration. Severe injuries such as injuries to multiple body parts, back or neck injuries requiring surgery, or traumatic brain injuries generally result in higher settlement amounts compared to other work injuries.

After a workplace accident, you may be wondering, "How long can you be on workers' compensation in Iowa?" In Iowa, there is not a limit on how long employees can receive benefits. Instead, victims can continue to claim workers' compensation benefits as long as they are affected by the workplace injury.

Some states have a 12, 18, or 24-month limit, but in Iowa so long as you are receiving medical care which is improving your condition and have not reached MMI (maximum medical improvement) you can receive weekly TTD (temporary total disability) benefits.

An injured employee's weekly benefit rate is based on 80% of the employee's weekly spendable earnings but may not exceed the maximum weekly rate at the time of injury.