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Defendants may include a defective product's designers, manufacturers, distributors, or sellers. The plaintiff must demonstrate that the defendant acted negligently in failing to exercise reasonable care in the product's design, manufacturing, or distribution, with said failure directly resulting in harm to the victim.

The existence of a legal duty to the plaintiff; The defendant breached that duty; The plaintiff was injured; and, The defendant's breach of duty caused the injury.

There are three common elements to all product liability lawsuits, regardless of the legal theory that the lawsuit is brought under. The lawsuit must involve a product, the product must be found to be defective, and the product defect must be found to be the proximate cause of the injury.

Products liability underwriting generally focuses on a product's potential harm to the public. The information needed depends on the nature of the product, the business of the insured, limits of liability, and size and scope of the business.

The legal principles that underpin product liability include negligence, where a manufacturer fails to exercise reasonable care; strict liability, which holds manufacturers accountable for defects regardless of care level; and breach of warranty, which focuses on a product's failure to fulfill its stated promises.

Under Washington law, you have only three years from the date of injury to bring a product liability lawsuit. Limited exceptions apply that could provide more time.

The insurance policy must have limits of at least: $25,000 of bodily injury or death of 1 person in any 1 accident. $50,000 of bodily injury or death of any 2 people in any 1 accident. $10,000 of injury to or destruction of property of others in any 1 accident.

The primary theories for recovery include the following: negligence, tortuous misrepresentation, breach of warranty, and strict liability in tort. Tort Theory of Negligence: The tort of negligence remains a central part of the law of products liability.

There are three types of product defects that incur liability in manufacturers and suppliers: Design Defects. Design defects are inherent, as they exist before the product is manufactured. Manufacturing Defects. Manufacturing defects occur during the construction or production of the item. Defects in marketing.