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Premises liability refers to the legal responsibility property owners have for ensuring the safety of their premises. In New Mexico, if someone is injured on another person's property due to unsafe conditions, they may be entitled to compensation under premises liability law.

In New Mexico, the statute of limitations is: For property-based causes of action, four years (NMSA 1978,аза37-1-4). For injuries to person or reputation, three years (NMSA 1978,аза37-1-8).

Generally, the time limits range from two (2) to six (6) years, depending on the type of legal claim being pursued in the lawsuit. If you are not sure how long you have, consult a lawyer. Other Pamphlets and Forms are available at the Magistrate Court or New Mexico's Judiciary website (.nmcourts).

In many cases, a business can be held liable for damages caused by a product if a plaintiff can prove that the defective product caused an injury or a loss. To complicate matters, products don't necessarily have to be tangible property, and claims can arise from intangible goods such as digital products.

There are different types of product liability claims. Most plaintiffs base their case on either a manufacturing defect or a design defect. These lawsuits involve products that, when they enter the market, are unsafe for one reason or another. In a manufacturing defect case, the product's intended design is safe.

California's Strict Liability Rule In California, the strict liability rule plays a pivotal role in product liability cases. This rule states that manufacturers, distributors, and retailers can be held liable if their product is found to be defective, regardless of whether they were negligent or not.

Under New Mexico law, product creators, distributors, retailers, licensors, and franchisers may be held strictly liable for damages resulting from a defective product. For a successful liability lawsuit, the plaintiff must be able to establish that the product was faulty and caused them harm.

How Long Do I Have to File a Premises Liability Claim in New Mexico? Under New Mexico law, you have three years from the date that you were injured or should have known that you were hurt to file a premises liability claim. This is known as the statute of limitations, and it is a very hard and unforgiving deadline.

Product liability insurance helps protect your business from claims that a product you made or sold caused bodily injury or property damage to someone else's belongings. An insurance company may offer this coverage as a standalone policy, but we include it as part of your general liability insurance.