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For example, when a piece of furniture such as a dresser is not properly designed, it could topple over, causing injuries or even fatalities. Such defects could make products inherently dangerous.

(1) In such case as a defect in a product causes a person's death, injury to his or her body or damage to his or her health, or damage to an item of property, the producer of the product has an obligation to compensate the injured person for the resulting damage.

Massachusetts is recognized as a strict liability state, meaning if a product injures you, you don't need to prove that the manufacturer or seller was negligent. The law automatically holds manufacturers, wholesalers, and retailers responsible if their product is found defective.

Product liability insurance helps protect your business from claims that a product you made or sold caused bodily injury or property damage to someone else's belongings. An insurance company may offer this coverage as a standalone policy, but we include it as part of your general liability insurance.

Your business may be held legally responsible for any injuries to people or damage to property caused by a faulty product. You can be held liable for faulty products even if you did not manufacture them. You may be liable for compensation if: your business's name is on the product.

Massachusetts Product Liability Law The state of Massachusetts holds manufacturers legally responsible to ensure that their products are not defective or uncharacteristically dangerous.

California's Strict Liability Rule In California, the strict liability rule plays a pivotal role in product liability cases. This rule states that manufacturers, distributors, and retailers can be held liable if their product is found to be defective, regardless of whether they were negligent or not.

Product liability claims generally must meet four elements for strict liability to apply: The plaintiff must be a merchant. This means someone who routinely deals in goods of the type at issue. The product must be defective. No changes. The plaintiff must be using the product in a foreseeable manner.

The theories of liability include breach of warranty, negligence, and strict liability. If you are injured by a product, these are the three avenues by which you may recover compensation.