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FHA loan documents require seller-signatures. Conventional loan documents do not. Once a property is in escrow with conventional financing and contingencies are removed, the seller can sign all “seller documents” before loan documents are in title.

|As with a handwritten signature, a signer must show clear intent to sign an agreement electronically. For example, signers can show intention by using a mouse to draw their signature, typing their name, or clicking an “Accept” button that is clearly labeled.

The E-Sign Act allows the use of electronic records to satisfy any statute, regulation, or rule of law requiring that such information be provided in writing, if the consumer has affirmatively consented to such use and has not withdrawn such consent.

FHA Loan Rules Define Electronic Signatures FHA loans with electronic signatures require the lender to establish what is known as “intent to sign”. HUD 4000.1 addresses this, stating “The Mortgagee must be able to prove that the signer certified that the document is true, accurate, and correct at the time signed.”

How to e-sign a document. Click the link in the document that tells you where to sign. A pop-up window will open so you can create your electronic signature in the signature field. Type your name, sign with the computer's mouse, or upload an image of your signature. Click Apply to add your signature to the document.

To create an electronic signature in Microsoft Word, click on the Insert tab, then click the Signature line option. A new pop-up tab should appear shortly where you can type in your name, title and email address. Once that's done with, hit OK and Word will insert a signature line into your document.

Yes, electronic signatures are legal in the U.S. under the ESIGN Act and UETA. They are as binding as handwritten signatures if certain conditions are met. However, some documents, like wills and court orders, may still require handwritten signatures.

Yes. Electronic signatures (?e-signatures?) have been legal for over 20 years for transactions where the parties agree to conduct business by electronic means.

Electronic signatures are not permitted to be used in executing wills or codicils, contracts relating to the alienation of immovable property, bills of exchange such as cheques, and long-term agreements for immovable property, which are in excess of ten years.