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In contrast to the GLBA, the FCRA regulates sharing of information between affiliated entities. (An “affiliate” is generally any company that controls, is controlled by, or is under common control with another company.) Generally, whenever consumer information is shared between affiliates, the FCRA will come into play.

The Act (Title VI of the Consumer Credit Protection Act) protects information collected by consumer reporting agencies such as credit bureaus, medical information companies and tenant screening services. Information in a consumer report cannot be provided to anyone who does not have a purpose specified in the Act.

In addition, when you run background checks through a company in the business of compiling background information, you must comply with the Fair Credit Reporting Act (FCRA). The Federal Trade Commission (FTC) enforces the FCRA.

In addition, when you run background checks through a company in the business of compiling background information, you must comply with the Fair Credit Reporting Act (FCRA). The Federal Trade Commission (FTC) enforces the FCRA.

Failing to report that a debt was discharged in bankruptcy. reporting old debts as new or re-aged. reporting an account as active when it was voluntarily closed by a consumer and. reporting certain information that's more than seven years old (like lawsuits) or ten years old (chapter 7 bankruptcies).

To do so, the FCRA establishes a framework of Fair Information Practices for personal information that include rights of data quality (right to access and correct), data security, use limitations, requirements for data destruction, notice, user participation (consent), and accountability.

To do so, the FCRA establishes a framework of Fair Information Practices for personal information that include rights of data quality (right to access and correct), data security, use limitations, requirements for data destruction, notice, user participation (consent), and accountability.

The answer is "an insurer is required to disclose medical information to an applicant in the event the applicant is rejected due to findings in the report." This is not a requirement of the Fair Credit Reporting Act of 1970.

If an employer decides to eliminate a candidate from the running based on information received in a CRA background check, they must provide the applicant with a pre-adverse action notice, a copy of the background check report, and a summary of their rights under the FCRA.