Guarantee Sign Prenuptial Agreement For Free

While less critical in some situations, divorce experts still recommend considering prenups for a few reasons. "A prenup is less important if the parties do not have substantial assets, and/or do not wish to limit or waive spousal support in the event of a divorce or separation," Goikhman says.

Prenups aren't just for celebrities and wealthy people with loads of property and investment accounts, says Viera. They're for everyone. They can address whether you and your spouse will have a joint bank account, whether you'll pay off your student loans separately or together, and who gets what if you divorce.

A general rule of thumb is that "if you have a few hundred thousand dollars [in assets], you should at least consider a prenup," says Holeman. "But in my experience working with clients, the big cause for actually needing a prenup isn't necessarily on the dollar amount."

Under the UPAA, all Indiana prenuptial agreements must be in writing and signed by both spouses. In general, future spouses should negotiate the terms of their agreement well before the wedding day, and each spouse should be represented by counsel.

No one enters a marriage expecting it to end in divorce. You don't expect to be hospitalized, either?but you still have health insurance. A prenup is marriage insurance?and it's for everyone.

However, first and foremost, you should consider protecting yourself now and in the future with a prenuptial agreement. Signing a prenup with your soon-to-be spouse can make those involved a little uneasy. But there are agreements for everyone, and it could put everyone at ease, regardless of either person's income.

Keep Separate Property Keep real estate separate by keeping the title in your name alone, and don't use commingled money to maintain the property. Likewise, keep individual financial accounts and retirement assets as separate funds in your own name. Open a separate joint account to manage marital funds.