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Why might payments be rejected? Common reasons that a payment is not able to be processed are: Insufficient funds - there are not enough funds available for the transaction to be processed.

Some possible reasons for why the transaction is declining even though the digital card still appears in the Apple wallet include: Your card has been temporarily locked. Your card or the transaction account has insufficient funds or limit for the transaction. An incorrect card PIN has been entered at the terminal.

Credit cards are declined for a wide variety of reasons, such as: You've reached your credit limit. Your purchase was flagged as fraud. You have a large pending transaction.

The most common reasons for your payment to fail are either filters your bank applies to certain transactions made online, or amount limitations applied to your card. If your payment is being rejected, please reach out to your bank to get additional information.

After the payment is complete, we can't reverse it. If you send money to the wrong person: Contact the recipient and ask them to cancel the transaction. If the recipient can't cancel the transaction, contact your bank and ask them for help.

If you or a client is reporting a Payment Method on file as being "Locked", this was triggered to prevent further usage of the card. This exists to stay in compliance with the Credit Card providers rules and regulations around repeated attempts against a card that returns a failure.

Try the following: Check to see if your payment method is up to date. ... Make sure you have enough money in your account for the purchase. If you're still having issues, contact your bank to see if there's a problem with your account. Try making the purchase again with a different payment method.