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Often, credit card issuers and payment companies will use ZIP codes in order to identify card owners. This, like most data collected by card companies, is used for reasons of security and user tracking.

A credit card ZIP code is the 5-digit zip code from your U.S. billing address. When you make a purchase, the ZIP code you enter must match the ZIP code associated with your official cardholder address.

AVS, or Address Verification System, is a process that checks whether the billing address you put in matches the address the bank has on file for your card. If the addresses match, then the payment should clear; if the system detects a mismatch, then you'll receive a notice for a 'zip or postal code is incorrect error.

Residents of the United States have ZIP codes instead of postal codes. ZIP codes are five-digit numbers, such as the famous 90210.

For example, let's say I live at 1234 Main Street in Anywhere, MN, and I want to use my home address as my billing address. If my postal address zip code is 56789, then my debit card zip code will also be 56789.

Look Up a ZIP Code? By Address. Enter a corporate or residential street address, city, and state to see a specific ZIP Code?. Find by Address. By City and State. Enter city and state to see all the ZIP Codes? for that city. Find by City & State. Cities by ZIP Code? Enter a ZIP Code? to see the cities it covers.

A credit card ZIP code is the 5-digit zip code from your U.S. billing address. When you make a purchase, the ZIP code you enter must match the ZIP code associated with your official cardholder address.