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Home title theft can be financially disastrous for victims, but it is not extremely common. Homeowners usually have layers of protection from insurance policies, lenders and government entities preventing such crimes. However, identity theft can lead to a criminal performing title fraud and other scams.

How do I avoid title fraud? Monitor your credit. Keep tabs on your credit report. ... Buy title insurance. Title insurance can also help protect you from title thieves. ... Monitor your bills. ... Protect your personal information. ... Follow safe internet practices.

These services do not actually ?lock? your title to prevent fraudulent deed transfers. Do you need this service to protect your home from property thieves? The answer is no. Title fraud is very rare, and hardly ever successful.

In actuality, the service does not and cannot do anything of the sort. Instead, it merely notifies homeowners after a fraudulent deed has been recorded. ?Home Title Lock is a scam, plain and simple,? said San Francisco City Attorney Chiu.

If you wish to remove someone from a deed, you will need their consent. This can be done by recording a new deed, which will require their signature. If the person in question is deceased, you will need their death certificate and a notarized affidavit along with the new deed.

In actuality, the service does not and cannot do anything of the sort. Instead, it merely notifies homeowners after a fraudulent deed has been recorded. ?Home Title Lock is a scam, plain and simple,? said San Francisco City Attorney Chiu.

Yes, fraudsters could target your home title and try to transfer it into their name. This is also called deed fraud, and while it rarely happens, it's still worth protecting yourself against this and other types of identity theft.