Promissory Note Search For Free

A promissory note is a contract, a binding agreement that someone will pay your business a sum of money. However under some circumstances if the note has been altered, it wasn't correctly written, or if you don't have the right to claim the debt then, the contract becomes null and void.

While you can find mortgage information on a property in any state, the department you need to contact may be different. Look for a county clerk's office, office of public records or a public recorder's office.The office has mortgage records dating all the way back to 1683.

Promissory notes are typically recorded as public documents and accessible shortly after the closing. The trustee maintains the original deed until the loan is satisfied. When the loan is paid off, the trustee automatically records a deed of reconveyance at the county recorder's office for safekeeping.

A promissory note, in simplest terms, is the acknowledgment of a debt.Even if a promissory note is lost, the legal obligation to repay the loan remains. The lender has a right to re-establish the note legally as long as it has not sold or transferred the note to another party.

Florida Recorded Document Search - Visit the county recorder's office where the property is located to find an association's Declaration of Covenants, Conditions, and Restrictions (CC&Rs), Amendments to CC&Rs, Bylaws, Lien Notices, HOA Notices, Plats, Maps, and other community documents.

Can the owner of the note that cannot be found still enforce the note? In a word: Yes. Some people are under the mistaken impression that if a lender cannot find the original note, or even a copy, then they cannot enforce the note, and consequently, cannot foreclose the mortgage.

Search for a Deed Your search of the Official Record must be by property owner. If you do not know the property owner, you can call the Broward County Property Appraiser at 954-357-6830, or visit the Broward County Property Appraiser's website and search by street address to find out who owns a property.