Operate Payment Text For Free

Text to Pay is the process of accepting payments through mobile text messages. As an innovative payment processing tool, SMS payments (Short Message Service Payments) improve overall payment accuracy and efficiency.

How It Works. Sending and accepting payments by text is straightforward. Customers can text the number assigned to your business by the text payment company. As with all SMS text messages, the message must be 160 characters or less.

Template 1: "Hey there! Just a reminder that your payment for [service] is due." Template 2: "You have a bill coming up in a few days. Check it out and make sure to pay on time!"

A mobile payment is a money payment made for a product or service through a portable electronic device such as a tablet or cell phone. Mobile payment technology can also be used to send money to friends or family members, such as with the applications PayPal and Venmo.

SMS and MMS carrier fees are additional costs charged by wireless carriers. These fees vary per message and number type. For example, some carriers only charge fees for messages sent on toll-free numbers. Others charge for both sent and received messages on short codes.

There are plentiful SMS payment providers to streamline the process on your behalf, including PayPal Mobile, Relay, and Pagato. These companies ensure that payment processing is PCI compliant and secure. Just be sure to compare fees and features carefully to find the best fit.

It may not feel secure. The cellular networks through which SMS messages are sent lack this password protection. So some customers may find SMS payments lack the security features needed when paying businesses. However, many experts believe that SMS payments are indeed secure.