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The closing agent, usually a title company representative, presents all documents to the parties, obtains signatures, and delivers evidence that the title is ensured. Contracts signed include the sales agreement, mortgage loan commitment, and title insurance contract.

The closing agent (The closing agent is responsible for ordering and reviewing the closing paperwork. Depending on local custom, this may be a broker, title representative/escrow officer, or attorney.)

The main purpose of real estate closing is to ensure that all parties involved are legally protected and that the sale goes through as planned. A closing attorney is responsible for planning and monitoring a real estate transaction's closing and completing the proper documentation.

A buyer makes an offer on a home and the seller accepts. From that point forward, a title company steps in as the intermediary between all parties to record the necessary legal documents, and ultimately finalize the purchase or sale of a real estate property.

Buyer - Pays for the property and receives clear title. Seller - Conveys the property and receives payment.

Oftentimes recording can take place on the same day as your closing, but sometimes it can take several days, especially if your closing is late in the day on a Friday or just before a holiday. The process of recording typically takes only a few hours.

The title insurance representative is responsible for the title search and for providing the buyer with proof of title. Most title representatives will also help prepare the parties, but that responsibility rests with the agents representing them.