Go Over Payment Warranty For Free

You can also purchase an extended warranty for your vehicle which ensures coverage beyond the manufacturer's warranty period. Manufacturers offer in-house extended warranty programs but in most cases, the extended warranty needs to be purchased before the factory warranty ends.

Well, not necessarily. Extended warranties are expensive. ... Extended warranty coverage may not be applicable in all situations. ... Your purchase likely comes with a manufacturer's warranty. ... Your credit card may protect you. ... The retailer may take the item back.

You don't have to buy the policy the day you buy your car ? or even the same year. In fact, you can purchase an extended warranty right up until your manufacturer warranty expires. You might still be able to buy one after it expires, but it could cost much more.

How to get your money back. You can cancel an extended warranty at any time and you'll get a prorated refund for the unused portion of your policy.

You can buy extended warranties from auto dealers, vehicle manufacturers and independent companies. Dealers often suggest purchasing an extended warranty when you buy a car, but you can buy one at any time.

In general, an extended warranty can be used following a 30-day or 1,000-mile wait period. Some providers offer alternative waiting periods depending on driving habits, such as 60-day/500-mile or 90-day/200-mile waiting periods, and certain ?no-wait? plans exist, but they're exceedingly rare.

Although you can purchase an extended auto warranty at any time, waiting until the original factory coverage has expired will generally mean paying a higher premium rate. The most advantageous time for purchase may be near the end of the original warranty term.