Finish Fax Deed For Free

A: Anywhere between 14 to 90 days after closing. A properly recorded deed can take anywhere from 14 days to 90 days. That may seem like a long time, but your local government office goes over every little detail on the deed to make sure the property is correct and there are no errors.

Most purchase home loans (and non-owner-occupied refinances) close and fund on the same day. Conversely, refinances on primary homes mandate a three-day-rescission period before funding (see below for more details).

The recorder is an official appointed to the county and serves the role of preparing, recording, and submitting documents. There is one recorder per county, and the buyer must record the deed at the recorder's office in the county in which the purchased property is situated.

Mortgages are interests in property, and so can and should be recorded as soon as possible after the closing. Most states have recording statutes that impose restrictions on when and how a document conveying property rights can be legally created. Recording statutes are important for several purposes.

Closing usually occurs the day after documents are signed unless the signing happens late on a Friday and the recording office is closed until the following Monday. In that case it can be several days from signing before the closing occurs.

Recording means filing your deed and / or mortgage with your county. The document is date and time stamped, and may be uploaded to a web site for the public. You pay recording fees at closing when you sign your final documents.

This responsibility typically lies with your title or escrow agent. They will ?record? the deed by filling out and filing your original deed in the appropriate government office in your local county. When it's done properly, a deed can be recorded in a matter of hours after your home closing process concludes.