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Submit lien contract stating that the lien has been paid in full; Submit a court order directing our office to issue the duplicate title without the lien or lienholder's name. Submit a court order directing the Office of the Secretary of State to issue the duplicate title without the lien or lienholder's name.

The title remains active and on file as long as the customer continues to register their vehicle in the state of Ohio. You should get a letter of some sort from your lender that the loan is paid in full. But you'll still need the title someday. You can choose to get it right away or wait until you need it.

A mortgage release or deed in lieu of foreclosure is when a homeowner relinquishes ownership of their home in order to be released from their mortgage obligation.Plus, potential borrowers also need to factor in the additional fees associated with a mortgage transaction like the down payment and closing costs.

Please allow two to three weeks processing time for Duplicate/Lost Title applications and six weeks processing time for New/Corrected/Transfer Title applications.

Once you make the final payment on your auto loan, you have a right to obtain a lien release from the lienholder. When you get a lien released, the release allows you to obtain a clear title from the DMV. Once your car loan is paid in full, notify your insurance company of the change of ownership.

What Do I Need to Bring to the Title Office?Application(s) for Certificate of Title to a Motor Vehicle (form BMV 3774) completed, signed by the titled owner, and notarized.Acceptable identification (please contact your County Clerk of Courts Title Office for details)

Once you have paid your loan in full, the lender can sign the title over to you to signify they have released the lien. Once this process is complete, you will receive your title in the mail or you can pick it up in person.