Assemble Title Deed For Free

Original title deeds are usually stored with a solicitor or conveyancer who acted on the last sale of the property. Alternatively, you may find they have been retained by your mortgage provider if you have a mortgage on the property.

If a property is registered with the Land Registry but the original deeds are still held, it's wise to keep hold of these and store them somewhere safe along with any other documents and searches that you may have received following completion.

The seller should deduce title by providing the copy title deeds with an epitome of title that lists in date order all the copy title deeds provided starting with a good root of title and evidencing an unbroken chain of ownership through to the seller's ownership of the property.

The title deeds to a property with a mortgage are usually kept by the mortgage lender. They will only be given to you once the mortgage has been paid in full. But, you can request copies of the deeds at any time.

A deed is evidence of a specific event of transferring the title of the property from one person to another. A title is the legal right to use and modify the property how you see fit, or transfer interest or any portion that you own to others via a deed. A deed represents the right of the owner to claim the property.

Search fees are $5 to obtain search results and $5 for each registration you want to see deeds details on. You may also search at the Registry's office in St. John's. While there is no search fee there is a 25 cents per page cost for photocopies and printouts.

Getting the name changed on your deeds is an easy process and you do not need to involve a solicitor. Generally there is no fee to pay either. You simply need to send a letter to the Land Registry office requesting the name change, together with either the original or a certified copy of your marriage certificate.