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Typically, the first six to eight digits, referred to as the Bank Identification Number (BIN) or Issuer Identification Number, identify the card issuer. The remaining digits identify the cardholder. Because each digit has meaning, it's crucial to protect your credit card number.

A CVV is a three- or four-digit number on a credit or debit card that helps prevent fraud. Sometimes called a CVV2, it's meant to protect cardholders from unauthorized transactions by providing a second layer of protection. A CVV number is also known by other names, including: Card security code (CSC)

Credit cards linked to major payment networks like Visa, Mastercard and Discover have card numbers that are 16 digits long. American Express credit cards, on the other hand, have 15 digits. The first digit is an industry identifier, or Major Industry Identifier (MII).

That 3-digit number is your Card Security Code. If your CSC number has been scratched off or is not visible you will need to contact your credit card company or bank for additional information.

To verify if the credit card is valid, perform the following steps. Open the Credit Card Validator. Enter the "Credit Card Number" in the provided section. Click on the "Validate Now" button. The tool validates whether the credit card is genuine or not.

Key Takeaways Credit card numbers must be between 10 and 19 digits long, and are usually 16 digits long. Each credit card number must follow a specific formula that identifies the issuing bank. Credit card numbers also contain a check digit, which ensures that the number is valid.

A CVV is the three- or four-digit number on your card that adds an extra layer of security when making purchases online or over the phone. It serves to verify that you have a physical copy of the card in your possession and helps protect you if your card number falls into the hands of hackers and identity thieves.