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Ction 4 The Special Function Served by Credit Reporting 5 How does Comprehensive Credit Reporting Improve Credit Decision-Making? 8 Benefits That Result From Comprehensive Full-File Reporting Systems 13 Structuring the Credit Reporting System to Maximize Benefits 15 Credit bureaus have evolved worldwide in recent decades to reduce the costs of assessing borrower risk. Credit reporting benefits both lenders and consumers, at the same time it increases economic activity. However, some ty.
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