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O a pre-tax Health Savings Account (HSA). 2. You can invest what you save. Instead of paying a lot more every month for coverage you may not even use, account. Earn interest on your savings, and as they grow, invest in mutual funds to increase your return. After all, the money is yours. Take it with you when you change jobs or when you retire. 3. An HSA is the best tax-savings retirement opportunity out there. Think of an HSA as a medical 401k, only better. You put money in and deduct it from yo.
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