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EDUCATION RELATED DEFERMENT REQUEST - Student Loan ...
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ARNING: Any person who knowingly makes a false statement or misrepresentation on this form or on any accompanying document is subject to penalties that may include fines, imprisonment, or both, under the U.S. Criminal Code and 20 U.S.C. 1097. SECTION 1: BORROWER IDENTIFICATION Please enter or correct the following information. Check this box if any of your information has changed. SSN - Name Address City, State, Zip Code Telephone Primary ( Telephone Alternate ( E-mail Address (Option.
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Programmatic FAQ
If you're having trouble repaying your loans, you may consider requesting a loan deferment or forbearance: With a loan deferment, you can temporarily stop making payments. With a loan forbearance, you can stop making payments or reduce your monthly payments for up to 12 months.
A borrower may defer repayment for hardship, as determined by the school (for example, if the borrower is facing a prolonged period of illness or unemployment.) A borrower may qualify for unlimited deferments due to hardship. Interest will continue to accrue during the hardship deferment.
An In-School Deferment allows a student borrower to temporarily reduce the monthly loan payment amount to $5 for a specific loan for a limited period of time while the student borrower is enrolled at a qualifying higher education institution at least a half-time basis.
A loan deferment is a temporary postponement of monthly loan payment(s). For subsidized loans, accrued interest will automatically be paid by the Department of Education if the loan is deferred. Forbearance is a temporary postponement of principal loan payments.
Both deferments and forbearances give you a break from monthly payments for a set period of time. Many options are available to meet a variety of needs.
You can request a general forbearance if you are temporarily unable to make your scheduled monthly loan payments for the following reasons: Financial difficulties. Medical expenses. Change in employment.
Forbearance is for temporary situations, and you're responsible for the interest that accrues. Deferment is for long-term situations, and you may be responsible for the interest that accrues.
MOHELA administrative forbearance Others received bills with incorrect payment amounts. As a result, the Education Department instructed MOHELA to put affected borrowers into an administrative forbearance until the issue was resolved. The Department also said it would withhold $7.2 million in pay from MOHELA.
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