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Jan Jeremy C. Stein Working Paper 8752 http://www.nber.org/papers/w8752 NATIONAL BUREAU OF ECONOMIC RESEARCH 1050 Massachusetts Avenue Cambridge, MA 02138 February 2002 Research support from the following sources is gratefully acknowledged: the National Science Foundation (Rajan, Stein), and the George J. Stigler Center for Study of the State and Economy (Rajan). Thanks also to seminar participants at Yale University and the Federal Reserve Bank of New York, and to Abhijit Banerjee, Michael Kre.
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