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This guide is intended as general information only. Your case may have factors requiring different procedures or forms. The information and instructions are provided for use in Sacramento County. Please keep in mind that each county may have different requirements. If you need further assistance, consult an attorney. FORMS There is no Judicial Council form for this procedure. Instead, the relevant document must be typed on 28-line pleading paper. Customizable templates may be downloaded from th.
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28-line FAQ
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With a traditional mortgage, your house is the collateral. If you default, you risk losing your home in foreclosure, which means you'll no longer own the property.
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A mortgage is a pledge of property to the lender as security of payment of the debt. The mortgagor is the borrower giving the pledge to the lender.
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Collateral loans come in many forms. For example, mortgages are collateral loans, and the real estate is collateral on the loan. The lender holds a lien on the mortgaged property, a mechanism that gives another entity conditional rights to your collateral if you default on the terms of the agreement.
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Collateral loans come in many forms. For example, mortgages are collateral loans, and the real estate is collateral on the loan. The lender holds a lien on the mortgaged property, a mechanism that gives another entity conditional rights to your collateral if you default on the terms of the agreement.
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A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of "last resort" or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.
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A deed of trust, also called a trust deed, is the functional equivalent of a mortgage. It does not transfer the ownership of real property, as the typical deed does. Like a mortgage, a trust deed makes a piece of real property security (collateral) for a loan.
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Secured loans are also known as collateral loans, and the collateral you provide for a secured loan offsets some of the risk lenders take on when lending you money. If you're unable to repay the debt, your lender can seize your collateral to recoup their financial losses.
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A mortgage is a loan in which the house is the collateral.
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