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Unitachi, Tokyo 186-8603, Japan ogura ier.hit-u.ac.jp Hirofumi Uchida Faculty of Economics Wakayama University 930 Sakaedani, Wakayama Wakayama 640-8441, Japan uchida eco.wakayama-u.ac.jp This version: October 2007 * This paper is the result of research performed at the Industrial and Financial Structure Workshop at the Research Institute of Economy, Trade, and Industry in Japan. This paper was presented at Chuo University, Kwansei Gakuin Univeristy, and the 2007 Fall Meeting of the Japan So.

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