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- 747 New Articles Found Searching From 01-Jul-2011 To 31-Jul-2011 Categories: Consumer And Hardware
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06-Jul-2011 FAQ
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What are the five areas included in the Dodd-Frank Act of 2010? Consumer protection, resolution authority, systemic risk regulation, Volcker rule, and derivatives.
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The most far reaching Wall Street reform in history, Dodd-Frank will prevent the excessive risk-taking that led to the financial crisis. The law also provides common-sense protections for American families, creating new consumer watchdog to prevent mortgage companies and pay-day lenders from exploiting consumers.
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Dodd-Frank is intended to curb the extremely risky financial industry activities that led to the financial crisis of 2007–2008. Its goal was, and still is, to protect consumers and taxpayers from egregious practices like predatory lending.
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[2] More specifically, Section 621 prohibits the sponsors and other entities involved in the creation and sale of asset backed securities from engaging in transactions that materially conflict with investors' interests.
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Section 165(i)(2) of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank Act") requires certain national banks and federal savings associations to conduct company-run stress tests.
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First, section 939A directs all Federal agencies to review, no later than one year after enactment, any regulation that requires the use of an assessment of creditworthiness of a security or money market instrument and any references to, or requirements in, such regulations regarding credit ratings.
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Section 413(a) requires that the value of a person's primary residence be excluded when determining whether the person qualifies as an “accredited investor” on the basis of having a net worth in excess of $1 million.
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An act to promote the financial stability of the United States by improving accountability and transparency in the financial system, to end ``too big to fail'', to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes.
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