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S domestic product (GDP) involving a cross-border flow of goods and services has been on the rise, with some estimates suggesting up to 50% of U.S. GDP has some international component. As a consequence, U.S. companies have experienced a growing need to pay international suppliers. At the same time, the relationship between global trading partners has evolved, impacting the form that these payments are taking. Buyers and sellers have come to be much more comfortable with risk that in earlier.

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