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You understand exactly how your Basic Banking account works. We ve created this summary to explain the fees and some key terms of your account. ELIGIBILITY RATE INFORMATION ADDITIONAL RATE INFORMATION The Basic Banking account has no minimum balance requirement and the monthly maintenance fee is $3 per month. Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY) Not Applicable Not Applicable Not Applicable Method Used to Compute Interest Not Applicable Compounding.
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EFT FAQ
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What are some examples of fees that can be seen on a bank statement? Monthly service fee, overdraft fee, ATM fee, etc.
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The banking industry covers credit, cash, and various other types of financial transactions for its customer base. A bank can be literally defined as a financial institution that works to extend credit to its customers as well as accepting deposits.
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7 common banking fees Monthly maintenance/service fee. Out-of-network ATM fee. Excessive transactions fee. Overdraft fee. Insufficient fund fee. Wire transfer fee. Early account closing fee. Bottom line.
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Banks perform a myriad of functions, including deposits and withdrawals, currency exchange, forex trading, and wealth management. Also, they act as a link between depositors and borrowers, and they use the funds deposited by their customers to provide credit facilities to people who want to borrow.
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The statement of fees gives you an overview of the fees you have paid on your current account during the period shown. It includes fees for general account services; payments; cards and cash; arranged overdrafts and any other services. It also tells you how much interest you have earned or paid during that time.
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Bank fees are any fees your bank charges you for doing business with them. Common fees you'll come across are ATM fees, paper statement fees, overdraft fees, among others.
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7 common banking fees Monthly maintenance/service fee. Out-of-network ATM fee. Excessive transactions fee. Overdraft fee. Insufficient fund fee. Wire transfer fee. Early account closing fee. Bottom line.
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Glossary of Basic Banking Terms Account. ... ACH (Automated Clearing House). ... APR (Annual Percentage Rate). ... APY (Annual Percentage Yield). ... ATM (Automated Teller Machine). ... Available balance. ... Cash equivalents. ... Certificate of deposit (CD).
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