Get AZ Mandatory Insurance Guide For Insurance Companies 2014

Arizona drivers are required to have proof of financial responsibility when operating a motor vehicle on Arizona roadways. Most of us demonstrate our financial responsibility by buying an auto insurance policy.

The combination of liability, UI/UIM, collision, and comprehensive is full coverage in Arizona. However, there are additional coverage options you can purchase to cover other scenarios: Gap insurance pays off the rest of your loan or lease on a wrecked vehicle if you owe more than the car is worth or if it gets stolen.

Explanation: The minimum insurance required by law is third-party cover. This covers your liability to others involved in a collision but not damage to your vehicle.

Arizona requires drivers to have car insurance that meets or exceeds the following minimum coverage levels: Bodily injury liability coverage: Minimum $25,000 per person / $50,000 per accident. Property damage liability coverage: Minimum $15,000.

Arizona law requires liability coverages for drivers that meet certain minimum limits for bodily injury and property damage. The minimum required limits are as follows: Bodily injury coverage: $25,000 for each person/$50,000 for each incident. Property damage coverage: $15,000 per incident.

Mandatory Insurance Minimum levels of financial responsibility are: $25,000 bodily injury liability for one person and $50,000 for two or more persons. $15,000 property damage liability.

Mandatory Insurance Minimum levels of financial responsibility are: $25,000 bodily injury liability for one person and $50,000 for two or more persons. $15,000 property damage liability.

ADOT stands for Arizona Department of Transportation, and the ADOT code identifies your insurance company to the state proving that you have the minimum amount of liability coverage. If you're curious you can read more about auto insurance requirements in Arizona.