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TO CHANGE PREMIUM RATES. Company reserves the right to change policy premium rates only on a class basis. Company will not refuse premium payments or require restrictive endorsements as a condition of renewal. PRIVILEGE TO CONTINUE CHILDREN'S FULL COVERAGES AT AGE 21 Insured has the option to continue full coverage for children at age 21 without requirement of insurability, by paying attained age 21 premium beginning in the period from one month prior to and up to one year following child's 21.
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