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  • Pension Waiver 1165e Form

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Financial Services Commission of Ontario 5160 Yonge Street Box 85 North York ON M2N 6L9 Form 3 Waiver of Joint and Survivor Pension Approved pursuant to the Ontario Pension Benefits Act (R.S.O. 1990,.

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Your spouse can choose to give up their right to your pension benefit by signing a waiver. They can either give up their right to your pension benefit completely, or they can choose to reduce the amount of your pension benefit they will receive when you die.

If death is before retirement, the spouse usually is eligible for an annuity if the employee had sufficient age and service to qualify for early retirement benefits; the size of the annuity depends on the pension the worker would have received if he or she had opted for early retirement.

By completing this Waiver, the spouse is giving up the right to receive a survivor pension that would be payable under any future life annuity that may be purchased with funds transferred out of the variable benefit account by the retired member.

A qualified retirement plan must generally provide a lifetime annuity to an employee's surviving spouse, unless the employee and spouse agree to waive the annuity. If they waive the annuity, payment of plan benefits depends on other available plan options.

If you're married and name someone other than your spouse as your beneficiary, or you elect any option other than the 100% survivor option, your spouse must waive their right to your pension by signing the Pension Election and Spousal Waiver (R0869G) form in the presence of a notary public.

The spousal benefit can be as much as half of the worker's "primary insurance amount," depending on the spouse's age at retirement. If the spouse begins receiving benefits before "normal (or full) retirement age," the spouse will receive a reduced benefit.

A spouse who elects to waive their right to joint and survivor retirement benefits allows for the Member to opt for a single life form of benefit.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232