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PRINT T-16 (Rev 01-2014) CLEAR Affidavit of Repossession State of Georgia Page 1 of 2 County of This is to certify that the undersigned has repossessed the motor vehicle described below because of.

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How to fill out the T16 Form online

Filling out the T16 Form is essential for certifying the repossession of a motor vehicle due to the owner's non-compliance with their obligations. This guide will walk you through the necessary steps to complete the form online effectively.

Follow the steps to complete the T16 Form accurately and efficiently.

  1. Click ‘Get Form’ button to obtain the form and open it in the editor.
  2. Begin with Section A: Enter the primary owner's full legal name. Include their first name, middle initial, last name, and suffix if applicable. Provide the street number and name, apartment or suite number (if any), city, state, and zip code in the mailing address section. Include the telephone number.
  3. Proceed to Section B: Record the lienholder or security interest holder's name, address, and their contact number. This includes the street number, street name, apartment or suite number, city, state, and zip code.
  4. Move to Section C: Fill in the vehicle's information, including the vehicle identification number (VIN), year, make, model, and current title number.
  5. Complete Section D: Certify that all statements are true and accurate. Include the authorized agent's name, position or job title, and obtain their signature along with the date.
  6. Ensure to have the document notarized by a Notary Public. This includes the notary's seal or stamp, full legal name, physical address, email address, signature, and their commission expiration date.
  7. Save the changes to your completed form, and prepare it for submission. You can download, print, or share the form as necessary.

Complete your T16 Form online today to streamline your repossession process.

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If you are in default, but can gather money, you may be able to reinstate or renegotiate the loan. To reinstate the loan, you must get the agreement of your creditor and pay off everything you owe. If you renegotiate the loan, be aware of additional fees and unfavorable terms. Get any agreement in writing.

A repo agency can only charge you a storage fee for your personal items if you don't collect them right away and instead wait several weeks. That is why it's important to contact the repo agent immediately after you receive a repossession notice.

Under Georgia state law, the auto lender can seize the borrower's car anytime after a payment is late. They don't need to give you notice. Once your auto vehicle is taken, the lender has to mail you a notice within 10 days explaining that your automobile has been repossessed.

§ 10-1-36[1] provides the respective rights of the buyer and seller following the repossession of a motor vehicle sold under a retail installment contract. O.C.G.A. §§ 44-12-131 and 44-12-138 cover repossession of motor vehicles following a title pawn transaction.

Bankruptcy Can Stop Car Repossession in Georgia By filing for bankruptcy on your behalf, a good Georgia bankruptcy attorney will be able to get an automatic stay that will stop the lender from repossessing your car without permission from the bankruptcy court.

Legible copy of contract between the repossessor and the person from whom the vehicle was repossessed. The contract must list the vehicle as collateral showing a complete description of the vehicle, year, make, and VIN (vehicle identification number), and signed by the party from whom the vehicle was repossessed.

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